:root {
  --bg: #f4f7fb;
  --surface: #ffffff;
  --ink: #111e33;
  --muted: #5a6b87;
  --line: #dce5f0;
  --brand: #0b5cff;
  --brand-2: #0099ff;
  --brand-dark: #0d2458;
  --radius: 18px;
  --shadow: 0 20px 40px rgba(15, 38, 82, 0.12);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Manrope", sans-serif;
  background: linear-gradient(180deg, #edf3fa 0%, #f8fbff 58%, #f2f8ff 100%);
  color: var(--ink);
  line-height: 1.5;
}

.bg-shape {
  position: fixed;
  z-index: -1;
  width: 380px;
  height: 380px;
  border-radius: 50%;
  filter: blur(50px);
  opacity: 0.34;
}

.bg-shape--one {
  top: -90px;
  left: -120px;
  background: #62b4ff;
}

.bg-shape--two {
  right: -140px;
  bottom: -130px;
  background: #9fd4ff;
}

.container {
  width: min(1120px, calc(100% - 2.2rem));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(244, 247, 251, 0.8);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(17, 30, 51, 0.08);
}

.header-inner {
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.brand {
  text-decoration: none;
  color: inherit;
  display: grid;
  gap: 0.2rem;
}

.brand-mark {
  font-family: "Unbounded", sans-serif;
  letter-spacing: 0.06em;
  font-size: 1rem;
}

.brand-sub {
  font-size: 0.78rem;
  color: var(--muted);
}

.main-nav {
  display: flex;
  gap: 1.2rem;
  flex-wrap: wrap;
}

.main-nav a {
  color: var(--ink);
  text-decoration: none;
  font-weight: 600;
  font-size: 0.95rem;
}

.main-nav a:hover {
  color: var(--brand);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  border: 1px solid transparent;
  background: linear-gradient(135deg, var(--brand) 0%, var(--brand-2) 100%);
  color: #fff;
  text-decoration: none;
  padding: 0.82rem 1.35rem;
  font-weight: 700;
  font-size: 0.96rem;
  cursor: pointer;
  transition: transform 0.2s ease, box-shadow 0.2s ease, opacity 0.2s ease;
  box-shadow: 0 10px 20px rgba(11, 92, 255, 0.28);
}

.btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 14px 22px rgba(11, 92, 255, 0.32);
}

.btn:active {
  transform: translateY(0);
}

.btn--small {
  padding: 0.64rem 1rem;
  font-size: 0.88rem;
}

.btn--ghost {
  color: var(--brand);
  background: rgba(11, 92, 255, 0.08);
  border-color: rgba(11, 92, 255, 0.16);
  box-shadow: none;
}

.btn--light {
  color: var(--brand-dark);
  background: #d9e9ff;
  box-shadow: none;
}

.btn--full {
  width: 100%;
}

.hero {
  padding: 4.4rem 0 2.2rem;
}

.hero-grid {
  display: grid;
  gap: 1.6rem;
  grid-template-columns: 1.45fr 1fr;
}

.eyebrow {
  margin: 0 0 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  font-size: 0.75rem;
  font-weight: 800;
  color: #2a5abb;
}

h1,
h2,
h3 {
  margin: 0;
  line-height: 1.2;
}

h1 {
  font-family: "Unbounded", sans-serif;
  font-size: clamp(1.75rem, 4vw, 3.05rem);
  max-width: 18ch;
}

h2 {
  font-family: "Unbounded", sans-serif;
  font-size: clamp(1.35rem, 3vw, 2rem);
  max-width: 28ch;
}

.hero-text {
  margin: 1.05rem 0 1.45rem;
  color: var(--muted);
  max-width: 54ch;
  font-size: 1.05rem;
}

.hero-actions {
  display: flex;
  gap: 0.8rem;
  flex-wrap: wrap;
  margin-bottom: 1rem;
}

.hero-points {
  display: grid;
  gap: 0.45rem;
  padding: 0;
  margin: 0;
  list-style: none;
  color: #2f4466;
  font-weight: 600;
}

.hero-points li::before {
  content: "•";
  color: var(--brand);
  margin-right: 0.4rem;
}

.hero-card {
  background: linear-gradient(160deg, #fbfdff 0%, #ecf4ff 100%);
  border: 1px solid #d5e5ff;
  border-radius: var(--radius);
  padding: 1.25rem;
  box-shadow: var(--shadow);
}

.hero-card h2 {
  font-family: "Manrope", sans-serif;
  font-size: 1.32rem;
  margin-bottom: 0.5rem;
}

.hero-card > p {
  margin-top: 0;
  margin-bottom: 1rem;
  color: var(--muted);
}

.lead-form {
  display: grid;
  gap: 0.85rem;
}

.lead-form label {
  display: grid;
  gap: 0.35rem;
  font-size: 0.9rem;
  font-weight: 700;
  color: #253654;
}

.lead-form input,
.lead-form textarea {
  width: 100%;
  border-radius: 12px;
  border: 1px solid #ccdaea;
  background: #fff;
  padding: 0.78rem 0.88rem;
  font: inherit;
  color: var(--ink);
}

.lead-form input:focus,
.lead-form textarea:focus,
.faq-question:focus {
  outline: 2px solid #8ec2ff;
  outline-offset: 1px;
}

.form-note {
  margin: 0;
  font-size: 0.8rem;
  color: #6a7c9d;
}

.form-result {
  margin: 0;
  font-size: 0.88rem;
  font-weight: 700;
  color: #0d6a3f;
}

.trust-strip {
  padding: 1rem 0 0;
}

.trust-grid {
  background: #0f2659;
  color: #eaf1ff;
  border-radius: var(--radius);
  padding: 1.4rem 1.15rem;
  display: grid;
  gap: 1rem;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.trust-grid h3 {
  margin-bottom: 0.3rem;
  font-size: 1rem;
}

.trust-grid p {
  margin: 0;
  font-size: 0.93rem;
  color: #c2d3f8;
}

.section {
  padding: 4.2rem 0;
}

.section-head {
  margin-bottom: 1.4rem;
}

.cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.95rem;
}

.card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 1.1rem;
  box-shadow: 0 8px 20px rgba(16, 30, 51, 0.05);
}

.card h3 {
  font-size: 1.02rem;
  margin-bottom: 0.45rem;
}

.card p {
  margin: 0;
  color: var(--muted);
}

.section--highlight {
  background: linear-gradient(140deg, #0f2f72 0%, #0f4bc8 70%, #1077e9 100%);
  color: #edf5ff;
}

.section--highlight .eyebrow {
  color: #95c7ff;
}

.section--highlight p {
  color: #c4daff;
}

.section--highlight h2 {
  max-width: 18ch;
}

.finance-grid {
  display: grid;
  gap: 1rem;
  grid-template-columns: 1.25fr 1fr;
  align-items: start;
}

.check-list {
  padding: 0;
  margin: 1rem 0 1.2rem;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 1.25rem;
  margin-bottom: 0.4rem;
}

.check-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: #7fd2ff;
}

.finance-note {
  background: rgba(255, 255, 255, 0.1);
  border-radius: 16px;
  border: 1px solid rgba(206, 226, 255, 0.25);
  padding: 1rem;
}

.finance-note h3 {
  margin-bottom: 0.55rem;
}

.finance-note ol {
  margin: 0;
  padding-left: 1.2rem;
  display: grid;
  gap: 0.4rem;
  color: #d9e8ff;
}

.works-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.95rem;
}

.work {
  min-height: 230px;
  border-radius: 16px;
  padding: 1rem;
  display: flex;
  flex-direction: column;
  justify-content: end;
  border: 1px solid #d4e4f6;
  color: #0f233f;
  box-shadow: 0 10px 20px rgba(19, 42, 74, 0.09);
}

.work p {
  margin: 0.4rem 0 0;
}

.work--a {
  background: linear-gradient(160deg, #f6f2ff 0%, #e7f6ff 100%);
}

.work--b {
  background: linear-gradient(160deg, #f4f9ff 0%, #f0f0ff 100%);
}

.work--c {
  background: linear-gradient(160deg, #f7fbff 0%, #eef7f7 100%);
}

.steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 0.95rem;
}

.step {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 1rem;
}

.step span {
  display: inline-block;
  margin-bottom: 0.45rem;
  font-size: 0.82rem;
  letter-spacing: 0.08em;
  color: #4473ca;
  font-weight: 800;
}

.step h3 {
  margin-bottom: 0.35rem;
  font-size: 1rem;
}

.step p {
  margin: 0;
  color: var(--muted);
}

.faq-list {
  background: #fff;
  border-radius: var(--radius);
  border: 1px solid var(--line);
  overflow: hidden;
}

.faq-item + .faq-item {
  border-top: 1px solid var(--line);
}

.faq-question {
  width: 100%;
  padding: 1rem 1.1rem;
  border: 0;
  background: #fff;
  text-align: left;
  font: inherit;
  font-weight: 800;
  cursor: pointer;
  color: var(--ink);
  position: relative;
}

.faq-question::after {
  content: "+";
  position: absolute;
  right: 1.1rem;
  color: #4a6db3;
}

.faq-item.is-open .faq-question::after {
  content: "−";
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
}

.faq-answer p {
  margin: 0;
  padding: 0 1.1rem 1rem;
  color: var(--muted);
}

.section--cta {
  background: #112851;
  color: #eaf1ff;
}

.section--cta .eyebrow {
  color: #95c4ff;
}

.section--cta p {
  color: #c4d7f8;
}

.cta-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 1.1rem;
}

.contact-list {
  list-style: none;
  padding: 0;
  margin: 1rem 0 0;
  display: grid;
  gap: 0.45rem;
}

.contact-list a {
  color: #fff;
  text-decoration: none;
  border-bottom: 1px dashed rgba(255, 255, 255, 0.3);
}

.contact-list a:hover {
  border-color: #fff;
}

.lead-form--light {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(175, 204, 255, 0.25);
  border-radius: 16px;
  padding: 1rem;
}

.lead-form--light input,
.lead-form--light textarea {
  background: rgba(255, 255, 255, 0.94);
}

.site-footer {
  border-top: 1px solid rgba(17, 30, 51, 0.12);
  padding: 1.2rem 0 1.8rem;
  background: #ebf2fa;
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
  color: #344b72;
  font-size: 0.9rem;
}

@media (max-width: 1000px) {
  .hero-grid,
  .finance-grid,
  .cta-grid {
    grid-template-columns: 1fr;
  }

  .steps {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .cards,
  .works-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 760px) {
  .main-nav {
    display: none;
  }

  .hero {
    padding-top: 3.2rem;
  }

  .trust-grid,
  .cards,
  .works-grid,
  .steps {
    grid-template-columns: 1fr;
  }

  .section {
    padding: 3.4rem 0;
  }
}